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# Diversified Benefit Services

## Sitemaps

- [XML Sitemap](https://www.dbsbenefits.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Latest News](https://www.dbsbenefits.com/latest-news/) - Diversified Benefit Services provides the latest information about benefits management through news updates. Read about enrollment and announcements.
- [IRS Alert: Pretax funds aren’t for “health and wellness”](https://www.dbsbenefits.com/irs-alert-pretax-funds-arent-for-health-and-wellness/) - Amid concerns about people being misled, the Internal Revenue Service (IRS) is reminding taxpayers and plan administrators that personal expenses for general health and wellness are not considered medical expenses under the tax code. This means personal expenses are not deductible or reimbursable under health flexible spending arrangements (FSAs), health reimbursement arrangements (HRAs) and health
- [Year-end Notes from DBS](https://www.dbsbenefits.com/year-end-notes-from-dbs/) - HRA Plan Changes Please be sure you have informed DBS of any changes to your Health Insurance/ HRA Plans for the 2024 plan year. This includes changes to your carrier or deductible levels. HSA Year End Contributions Deadline HSA contributions must be submitted to DBS no later than noon (CST) on 12/27/23 in order to
- [IRS Releases 2024 Inflation-Adjusted Amounts for Health Savings Accounts (HSAs)](https://www.dbsbenefits.com/irs-releases-2024-inflation-adjusted-amounts-for-health-savings-accounts-hsas/) - The IRS just released Revenue Procedure 2023-23, which provides the 2024 calendar year inflation adjusted amounts for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). These limits are usually modified with a minimal increase each year, but because of higher inflation the new dollar amounts represent the largest increase in history. HSA Contribution
- [IRS Notice 2022-41 – New permitted election change for Cafeteria Plans](https://www.dbsbenefits.com/irs-notice-2022-41-new-permitted-election-change-for-cafeteria-plans/) - In Notice 2022-41, the IRS expanded the cafeteria plan change in status rules to permit a cafeteria plan participant to change from an election of family coverage to an employee-only coverage plan. This will allow an employee to drop one or more family members so that such individuals could enroll in a public Exchange to
- [Holiday Schedule](https://www.dbsbenefits.com/holiday-schedule/) - The DBS office will be closed on the following dates through the holiday season: Thursday, November 24th Friday, November 25th Friday, December 23rd Monday, December 26th Monday, January 2nd, 2023 Wishing all of you a happy holiday season!
- [Health Care FSA and Limited Purpose FSA maximum increased for 2023](https://www.dbsbenefits.com/health-care-fsa-and-limited-purpose-fsa-maximum-increased-for-2023/) - The IRS released Revenue Procedure 2022-38 revising the Health Care FSA and Limited Purpose FSA maximum for 2023. The new maximum will be $3,050. For plans that permit the carryover of unused amounts, the maximum carryover amount has increased to $610. The monthly maximum for a Section 132 Pre-tax Parking Plan also increased from $280
- [Medical Mileage Rate Increased for Remainder of 2022](https://www.dbsbenefits.com/medical-mileage-rate-increased-for-remainder-of-2022/) - The IRS has increased the standard mileage rates used to calculate the costs of receiving medical care for the final 6 months of 2022. The rate is $.18/mile for care incurred between 1/1/22 – 6/30/22. The rate is $.22/mile for care incurred between 7/1/22 – 12/31/22. Medical mileage can be claimed as an eligible expense
- [DBS Presents 2022 Webinar Series!](https://www.dbsbenefits.com/dbs-presents-2022-webinar-series/) - Employee benefit packages have NEVER mattered as much as they do right now! For years Diversified Benefit Services, Inc. has added value to clients and business partners by sharing our knowledge and translation of employee benefit plans through our “live” webinars. We are proud to present our 2022 webinar series, which kicks off Wednesday, May
- [2023 HSA LIMITS RELEASED](https://www.dbsbenefits.com/2023-hsa-limits-released/) - The IRS released Rev Proc. 2022-2024 which provides the 2023 inflation adjusted amounts for HSAs. Limits are effective 01/01/2023. Contribution Maximum Self-Only Contribution Maximum $3,850 Family Contribution Maximum $7,750 HDHP Minimum Required Deductible Self-Only Minimum Deductible $1,500 Family Minimum Deductible $3,000 Out-of-Pocket Maximum Self-Only Out-of-Pocket Maximum $7,500 Family Out-of-Pocket Maximum $15,000 Post-Deductible HRAs Employers with
- [Update Regarding Existing COVID-19 Timeframe Extensions](https://www.dbsbenefits.com/update-regarding-existing-covid-19-timeframe-extensions/) - Update Regarding Existing COVID-19 Timeframe Extensions for COBRA and FSA/HRA Claim Filing Deadlines and the February 18, 2022 Extension of the National Health Emergency On Friday February 18, 2022, the White House issued an extension of the National Emergency and referred to the extension as the ‘Notice on the Continuation of the National Emergency Concerning
- [Health Care FSA and Limited Purpose FSA maximum increased for 2022](https://www.dbsbenefits.com/health-care-fsa-and-limited-purpose-fsa-maximum-increased-for-2022/) - On 11/10/21 the IRS released Revenue Procedure 2021-45 revising the Health Care FSA and Limited Purpose FSA maximum for 2022. The new maximum will be $2,850. For plans that permit the carryover of unused amounts, the maximum carryover amount has increased to $570. The monthly maximum for a Section 132 Pre-tax Parking Plan also increased
- [2021 Holiday Closings & Claims Processing Schedule](https://www.dbsbenefits.com/2021-holiday-closings-claims-processing-schedule/) - DBS will be closed on the following dates: November 25, 2021 November 26, 2021 December 24, 2021 December 27, 2021 December 31, 2021 (closing at 2:00) January 3, 2022 Claims Deadline and Reimbursement Dates are adjusted as follows: Claims Deadline Date: November 17th (9 AM CST) For reimbursements on November 26th Claims Deadline Date: November
- [IRS Releases 2022 Inflation-Adjusted Amounts for Health Savings Accounts (HSAs)](https://www.dbsbenefits.com/irs-releases-2022-inflation-adjusted-amounts-for-health-savings-accounts-hsas/) - The IRS released Revenue Procedure 2021-25 which provides the 2022 inflation adjusted amounts for High Deductible Health Plans (HDHPS) and Health Savings Accounts (HSAs). Contribution Limits for 2022 The HSA contribution limit for individuals with self-only HDHP coverage is $3,650. (A $50 increase from 2021) The HSA contribution limit for individuals with family HDHP coverage
- [American Rescue Plan Act of 2021 (ARPA) - UPDATE](https://www.dbsbenefits.com/american-rescue-plan-act-of-2021-arpa-update/) - On Thursday March 11, 2021, the American Rescue Plan Act of 2021 (ARPA) was signed into law. ARPA is a wide ranging Act, however one purpose of the legislation is to provide additional COVID-19 relief to individuals who have been impacted by the pandemic. One of the provisions in ARPA provides for COBRA premium subsidies
- [Updated DOL Guidance Regarding April 2020 COVID-19 Extension of Timeframes COBRA, FSA, and HRA Impact](https://www.dbsbenefits.com/updated-dol-guidance-regarding-april-2020-covid-19-extension-of-timeframes-cobra-fsa-and-hra-impact/) - On Friday February 26, 2021, the Department of Labor (DOL) released Employee Benefits Security Administration (EBSA) Disaster Relief Notice 2021-01. This Notice applies to the prior relief, Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak, which was announced by the Internal Revenue Service (IRS) and Department of
- [American Rescue Plan Act of 2021](https://www.dbsbenefits.com/american-rescue-plan-act-of-2021/) - On Thursday, March 11, 2021 the American Rescue Plan Act (ARPA) of 2021 was signed into law. The purpose of this legislation was, in part, to provide additional COVID-19 relief to individuals. ARPA contains several provisions that impact employee benefits, including COBRA subsidies for certain individuals and a temporary increase in the maximum contribution amount
- [COVID-19 Relief Bill Update](https://www.dbsbenefits.com/covid-19-relief-bill-update/) - Updated 1/18/2021 Legislation was passed by Congress on 12/21/2020 and it was signed into law on 12/27/2020. The COVID-19 Relief Bill is referred to as the Consolidated Appropriations Act of 2021. The legislation has significant and positive implications for FSAs for 2021 and 2022. The statute allows for: Carryover Changes for Health Care FSAs (HCFSA)
- [2021 Medical Mileage Rate - FSAs](https://www.dbsbenefits.com/2021-medical-mileage-rate-fsas/) - IRS releases standard mileage rates for 2021. The 2021 standard mileage rate is 16¢ per mile (down from 17¢ from 2020) for use of an auto (1) for medical care described in Code Sec. 213.
- [Holiday Claims Reimbursement Schedule](https://www.dbsbenefits.com/holiday-claims-reimbursement-schedule-2/) - DBS will be closed on the following dates: December 24th December 25th December 31st at 2pm January 1st, 2021 Claims Deadline and Reimbursement Dates have been adjusted due to 2020 Federal Banking Holidays. Banks are closed on December 25th and January 1st. Deadline and Reimbursement Dates are adjusted as follows: Claims must be submitted by 9AM CST on 12/14/20 for a reimbursement date scheduled for 12/24/20. Claims must be submitted by 9AM CST on 12/21/20 for a reimbursement date scheduled for 12/31/20. Claims must be submitted by 9AM CST on 12/28/20 for a reimbursement date scheduled for 1/8/21. If you have any questions, please contact our office at (800) 234-1229.
- [IRS Releases Increase in PCOR Fee](https://www.dbsbenefits.com/irs-releases-increase-in-pcor-fee-2/) - The IRS released Notice 2020-84 that adjusts the amount of the PCOR fee for health plan or policy years that end on or after October 1, 2020 and before October 1, 2021. The new fee is $2.66. The adjustment is a $.12 increase to the current $2.54 fee.
- [Thanksgiving Claims Reimbursement Schedule](https://www.dbsbenefits.com/thanksgiving-claims-reimbursement-schedule/) - Diversified Benefit Services, Inc. will be closed on November 26th and 27th in observance of the Thanksgiving Holiday. Claims deadline and reimbursement dates will be adjusted as follows:Reimbursement Date: Nov. 27th Adjusted Claims Deadline Date: Nov. 18th (by 9:00 a.m. CST)Direct Deposit reimbursements will be posted on Friday, Nov. 27th Check reimbursements will be mailed
- [DBS Business Operations Update](https://www.dbsbenefits.com/dbs-business-operations-update-2/) - In early May, Diversified Benefit Services, Inc. (DBS) started transitioning our remote staff back to the office as part of our business operation Plan of Action developed by our Management Leadership Team. Effective Tuesday, May 26, we are back to normal on-site business operations. DBS continues to make our top priority the safety of our
- [Notice of COVID-19 Extension of COBRA Timeframes](https://www.dbsbenefits.com/notice-of-covid-19-extension-of-cobra-timeframes/) - The Internal Revenue Service (IRS) and Department of Labor (DOL) published a joint notice on May 4, 2020. The Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak notice outlines the temporary extension of certain timeframes related to COBRA and other benefits. The period from March 1, 2020
- [IRS Guidance Provides Plan Year Election Flexibility for FSAs & Increases Carryover Amount](https://www.dbsbenefits.com/irs-guidance-provides-plan-year-election-flexibility-for-fsas-increases-carryover-amount/) - On May 12, 2020, the IRS released Notice 2020-29 which provides much needed plan year election relief for participants in Health Care FSAs (HCFSAs), Limited Purpose FSAs (LPFSAs), Dependent Care FSAs (DCFSAs) and Section 125 plans in general. Notice 2020-33 increases the carryover amount for HCFSAs and LPFSAs. Both Notices are in response to the
- [Update to IRS and DOL Guidance – Claim Runout Period Extension](https://www.dbsbenefits.com/update-to-irs-and-dol-guidance-claim-runout-period-extension/) - The IRS and DOL published a joint rule in the Federal Register (pages 26351-26355) May 4, 2020, extending the timeframes employees have for electing COBRA and requesting special enrollment rights for health care plans. The guidance also institutes a required extension to file claims for certain health plans sponsored by employers subject to ERISA. The
- [IRS and DOL Provide COBRA and Enrollment Guidance Due to COVID-19](https://www.dbsbenefits.com/irs-and-dol-provide-cobra-and-enrollment-guidance-due-to-covid-19/) - The IRS and DOL released a joint notice April 28th that extends the period of time that a participant has to request a special enrollment under a health plan, elect and pay for COBRA, submit claims for coverage and dispute claims denied. The guidance is retro-active to March 1, 2020 and applies until 60 days
- [Important: FSA/HRA/HSA & The CARES Act/COVID-19 Update - OTCs Now Eligible!](https://www.dbsbenefits.com/important-fsa-hrahsa-update-otcs-now-eligible/) - DBS has great news to share regarding Flexible Spending Accounts (FSAs), 213(d) Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs)! The CARES Act (Phase III of the COVID-19 legislative efforts) has now been signed into law and it permanently reinstates coverage of OTC (Over the Counter) drugs and medicines as eligible for reimbursement from
- [DBS Business Operations Update](https://www.dbsbenefits.com/dbs-business-operations-update/) - This message is to alert you to a temporary change in our current business operations resulting from the COVID-19 (Coronavirus) national emergency. DBS continues to make our top priority the safety of our staff, clients and community. We are also committed to meeting the needs of our clients, plan participants and business partners to the
- [DBS Coronavirus Client Alert](https://www.dbsbenefits.com/dbs-coronavirus-client-alert/) - This notice is an important update regarding temporary steps that DBS is instituting amid the COVID-19 (Coronavirus) outbreak. All employers across the United States are dealing with this major threat. The health and safety of our staff, customers and business partners remains our top priority. The DBS leadership team continues to closely monitor the evolving situation.
- [Important Update RE: ACA Cadillac Tax](https://www.dbsbenefits.com/important-update-re-aca-cadillac-tax/) - The ACA high value plan tax, also known as the Cadillac Tax, is poised to soon be fully repealed. This afternoon the U.S. Senate passed an appropriations bill that included the full repeal of the ACA Cadillac Tax. The House passed the measure earlier on Tuesday afternoon. The White House has indicated that the legislation
- [Thanksgiving Office Closing – adjusted claims filing/reimbursement dates](https://www.dbsbenefits.com/thanksgiving-office-closing-adjusted-claims-filingreimbursement-dates-2/) - Diversified Benefit Services, Inc. will be closed on November 28th and 29th in observance of the Thanksgiving Holiday. Claims deadline and reimbursement dates will be adjusted as follows: Reimbursement Date: Nov. 29th Adjusted Claims Deadline Date: Nov. 20th (by 9:00 a.m. CST) Direct Deposit reimbursements will be posted on Friday, Nov. 29th Check reimbursements will
- [Health Care FSA Maximum Increased for 2020](https://www.dbsbenefits.com/health-care-fsa-maximum-increased-for-2020/) - On 11/6/2019 the Internal Revenue Service released Revenue Procedure 2019-44 that included an inflation adjustment for Health Care Flexible Spending Arrangements (Health Care FSAs). Effective 1/1/2020, the maximum contribution to a Health Care FSA has been increased to $2,750. The increase applies to general purpose Health Care FSAs, Limited Purpose FSAs and Post Deductible FSAs.
- [House Votes to Eliminate the Cadillac Tax](https://www.dbsbenefits.com/house-votes-to-eliminate-the-cadillac-tax/) - House Votes to Eliminate the Cadillac Tax – Senate needs to Consider On July 17, the House of Representatives passed a bill to repeal the Cadillac Tax. The bill passed overwhelmingly 419 for the bill to 6 against. The next step is for a similar bill to be considered and passed by the Senate.
- [IRS Expands Preventative Care Expenses for HDHPs](https://www.dbsbenefits.com/irs-expands-preventative-care-expenses-for-hdhps/) - IRS Expands the Service and Medicines that Can Qualify as Preventative Care for HSA-Compatible HDHPs The IRS and Treasury Department released Notice 2019-45 yesterday. This notice expands the type of services and medicines that an HSA-compatible High Deductible Health Plan (HDHP) can provide as preventative care for those with chronic illnesses. The notice was released
- [Holiday Closing - Adjusted Claims Reimbursement Schedule](https://www.dbsbenefits.com/holiday-claims-reimbursement-schedule/) - DBS will be closed on the following dates: December 24th & 25th December 31st January 1st Claims Deadline and Reimbursement Dates are adjusted as follows: Claims Deadline Date: December 14th (9 AM CST) For all reimbursements scheduled between Dec 21st and Dec 31st Claims Deadline Date: December 21st (9 AM CST) For all reimbursements scheduled
- [IRS Releases 2019 Inflation-Adjusted Amounts for Health Savings Accounts (HSAs)](https://www.dbsbenefits.com/irs-releases-2019-inflation-adjusted-amounts-for-health-savings-accounts-hsas/) - The IRS has released the 2019 cost-of-living adjustments affecting HSAs and HDHPs. The 2019 annual HSA contribution limit for individuals with self-only HDHP coverage is $3,500 and the limit for individuals with family HDHP coverage is $7,000. Individuals who are 55 or older any time in 2019 can contribute an additional $1,000. HDHP Out-of-Pocket Maximums
- [Thanksgiving Office Closing – adjusted claims filing/reimbursement dates](https://www.dbsbenefits.com/thanksgiving-office-closing-adjusted-claims-filingreimbursement-dates/) - Diversified Benefit Services, Inc. will be closed on November 22nd and 23rd in observance of the Thanksgiving Holiday. Claims deadline and reimbursement dates will be adjusted as follows: Reimbursement Date: Nov. 23rd Adjusted Claims Deadline Date: Nov. 14th (by 9:00 a.m. CST) Reimbursement Date: Nov. 30th Adjusted Claims Deadline Date: Nov. 20th (by 9:00 a.m. CST)
- [Columbus Day Claims Filing Deadline Change](https://www.dbsbenefits.com/columbus-day-claims-filing-deadline-change/) - Monday, October 8, 2018 is Columbus Day. Diversified Benefit Services, Inc. will be open to provide service to you and your participants, however, the Federal Reserve is closed and submission of banking transactions is prohibited. This affects the claims filing deadline as follows: Scheduled Reimbursement Date: Friday, October 12, 2018 Adjusted Claims Filing Deadline
- [Labor Day - Claims Deadline Adjustment](https://www.dbsbenefits.com/labor-day-claims-deadline-adjustment/) - Diversified Benefit Services, Inc. will be closed on Monday, September 3, 2018 in observance of the Labor Day Holiday. The claims filing deadline will be affected as follows: Reimbursement Date: Friday, September 7, 2018 Adjusted Claims Deadline Date: 9:00 am CST Wed. August 29, 2018 Please contact our Customer Service Department with any questions (800) 234-1229.
- [HSA Contribution Maximum – IRS issues relief on revised 2018 Maximum Family HSA Contribution Limit](https://www.dbsbenefits.com/hsa-contribution-maximum-irs-issues-relief-on-revised-2018-maximum-family-hsa-contribution-limit/) - In March, the IRS announced a change that lowered the 2018 maximum family HSA contribution amount from $6,900 to $6,850 for participants with family coverage under an HSA qualified High Deductible Health Plan (HDHP). Members of Congress and others contacted the IRS to request relief from this change. On April 26, 2018, the IRS released
- [HSA Contribution Maximum for 2018 Lowered to $6,850](https://www.dbsbenefits.com/hsa-contribution-maximum-for-2018-lowered-to-6850/) - The IRS announced a change that lowers the 2018 maximum contribution amount to an HSA for participants covered by an HSA qualified High Deductible Health Plan (HDHP). A provision in the tax reform bill enacted last year, the Tax Cuts and Jobs Bill, changed the way the IRS calculates cost-of-living increases. On 3/5/18, the IRS
- [Christmas/New Year's Claim Reimbursement Schedule](https://www.dbsbenefits.com/christmasnew-years-claims-reimbursement-schedule/) - DBS will be closed on the following dates: December 25th Closed December 26th Closed January 1st Closed Claims Deadline and Reimbursement Dates are adjusted as follows: Claim Deadline Date: December 13th For all reimbursements scheduled between Dec 22nd and Dec 29th Claim Deadline Date: December 20th For all reimbursements scheduled between Jan 2nd and Jan 5th
- [Thanksgiving Holiday Office Closing - Adjusted Claim Deadlines](https://www.dbsbenefits.com/thanksgiving-holiday-office-closing-adjusted-claims-deadlines/) - Diversified Benefit Services, Inc. will be closed on November 23rd and 24th in observance of the Thanksgiving Holiday. Claims deadline and reimbursement dates will be affected. The adjusted dates are as follows: Reimbursement Date: Nov. 24th Adjusted Claims Deadline Date: Nov. 15th (by 9:00 am CST) Checks mailed to employees homes will be sent on Wednesday,
- [Columbus Day Holiday-Claims Filing Deadline Affected](https://www.dbsbenefits.com/columbus-day-holiday-claims-filing-deadline-affected/) - Monday, October 9, 2017 is Columbus Day. Diversified Benefit Services, Inc. will be open to provide service to you and your participants, however, the Federal Reserve is closed and submission of banking transactions is prohibited. This affects the claims filing deadline as follows: Scheduled Reimbursement Date: Friday, October 13 Adjusted Claims Filing Deadline Date: 9:00
- [Labor Day Office Closing - Claims Deadline Affected](https://www.dbsbenefits.com/labor-day-office-closing-claims-deadline-affected/) - Diversified Benefit Services, Inc. will be closed on Monday, September 4, 2017 in observance of the Labor Day Holiday. The claims deadline will be affected as follows: Scheduled Reimbursement Date: Friday, September 8, 2017 Adjusted Claims Deadline Date: 9:00 am CST Thursday, August 31, 2017
- [ACA Deductible Provision Repealed!  Great News for Small Employer Group Health Insurance Plans as well as HRAs, FSAs and HSAs!](https://www.dbsbenefits.com/aca-deductible-provision-repealed-great-news-for-small-employer-group-health-insurance-plans-as-well-as-hras-fsas-and-hsas/) - Learn about the ACA Deductible Provision Repealed! DBS provides updated news about benefits solutions.
- [Health Plan Identifiers (HPIDs) and Health FSAs, HRAs & HSAs](https://www.dbsbenefits.com/health-plan-identifiers-hpids-and-health-fsas-hras-hsas/) - Learn about the Health Plan Identifiers (HPIDs). DBS provides updated news about benefits solutions.
- [CMS Announces a Delay in Enforcement of the HIPAA Health Plan Identifiers (HPIDs) Requirement Until Further Notice](https://www.dbsbenefits.com/cms-announces-a-delay-in-enforcement-of-the-hipaa-health-plan-identifiers-hpids-requirement-until-further-notice/) - Learn about the CMS Announces a Delay. DBS provides updated news about benefits solutions.
- [IRS Notice Allows Two New Election Changes For Section 125 Cafeteria Plans](https://www.dbsbenefits.com/irs-notice-allows-two-new-election-changes-for-section-125-cafeteria-plans/) - Learn about the IRS Notice Allows Two New Election Changes. DBS provides updated news about benefits solutions.
- [IRS Releases 2016 Inflation-Adjusted Amounts for Health Savings Accounts (HSAs)](https://www.dbsbenefits.com/irs-releases-2016-inflation-adjusted-amounts-for-health-savings-accounts-hsas/) - Learn about the IRS Releases 2016 Inflation-Adjusted Amounts. DBS provides updated news about benefits solutions.
- [Relief for Employers with Integrated HRAs from ACA 6055 Reporting](https://www.dbsbenefits.com/relief-for-employers-with-integrated-hras-from-aca-6055-reporting/) - Learn about relief for employers . DBS provides updated news about benefits solutions.
- [Good News - Two Year Delay of ACA Cadillac Plan Tax](https://www.dbsbenefits.com/good-news-two-year-delay-of-aca-cadillac-plan-tax/) - Learn about the Two Year Delay of ACA Cadillac Plan Tax. DBS provides updated news about benefits solutions.
- [PCOR Fee Reminder Notice 2016](https://www.dbsbenefits.com/pcor-fee-reminder-notice-2016/) - Learn about the PCOR Fee Reminder Notice 2016. DBS provides updated news about benefits solutions.
- [PCOR Fee Reminder Notice](https://www.dbsbenefits.com/pcor-fee-reminder-notice/) - Learn about the PCOR Fee Reminder Notice. DBS provides updated news about benefits solutions.
- [HSA Account Holder Fee Notice](https://www.dbsbenefits.com/hsa-account-holder-fee-notice/) - Learn about the HSA Account Holder Fee Notice. DBS provides updated news about benefits solutions.
- [IRS Announces Increase to Health FSA Contribution Limit](https://www.dbsbenefits.com/irs-announces-increase-to-health-fsa-contribution-limit/) - Learn about the IRS Announces Increase to Health FSA . DBS provides updated news about benefits solutions.
- [IRS Releases Increase in PCOR Fee](https://www.dbsbenefits.com/irs-releases-increase-in-pcor-fee/) - Learn about the IRS Releases Increase in PCOR Fee. DBS provides updated news about benefits solutions.

## Pages

- [Home](https://www.dbsbenefits.com/) - An experienced and cutting-edge TPA Diversified Benefit Services, Inc. (DBS) is a leading third party administrator (TPA) providing excellence in benefit management solutions for nearly thirty years. DBS is fully devoted to designing, enrolling, administering and servicing account based benefit plans.
- [Forms](https://www.dbsbenefits.com/participant-resources/forms/) - Easily download benefit plans resources you need from the Diversified Benefit Services online forms. Explore participant resources like FSA claim forms.
- [ICHRA](https://www.dbsbenefits.com/broker-resources/ichra/) - Your Clients Want Flexibility. ICHRA Delivers It. We Make It Simple. More and more employers are asking their brokers about alternatives to traditional group health coverage. Individual Coverage Health Reimbursement Arrangements (ICHRAs) give your clients defined-cost control and their employees genuine choice. Diversified Benefit Services – a proven administrator who handles the complexity so you
- [DBS Leadership Team](https://www.dbsbenefits.com/why-dbs/dbs-team/) - Meet the Diversified Benefit Services team that provides professional benefit plan administration services. Our team is experienced in the benefits industry.
- [Careers](https://www.dbsbenefits.com/careers/) - Begin your career at Diversified Benefit Services. Join a motivated team that provides expert third party administration of FSAs, HRAs, HSAs, and COBRA.
- [Individual Coverage Health Reimbursement Arrangements (ICHRAs)](https://www.dbsbenefits.com/services/individual-coverage-health-reimbursement-arrangements-ichras/) - DBS ICHRA Administration Finding a group health offering that fits your unique employee population can be challenging. In today’s age, employees are looking for coverage tailored to their needs. So how do you accomplish this? By offering an Individual Coverage Health Reimbursement Arrangement (ICHRA), you can give employees the flexibility to choose health coverage that
- [Flexible Spending Accounts (FSAs)](https://www.dbsbenefits.com/participant-resources/flexible-spending-accounts-fsa/) - Learn the answers to your questions about DBS flexible spending accounts (FSA). Our experts explain what an FSA is, how to enroll, how to file a claim and more.
- [DBS Privacy Policy](https://www.dbsbenefits.com/dbs-privacy-policy/)
- [Mail/Fax](https://www.dbsbenefits.com/participant-resources/mail-fax/) - Learn how to gain access to Diversified Benefit Services claim forms for benefits management services. Download and mail or fax it to our Wisconsin location.
- [Testimonials](https://www.dbsbenefits.com/why-dbs/testimonials/) - Read through customer testimonials about Diversified Benefit Services. DBS is a partner in benefits planning and implementation for companies across the U.S.
- [DBS History](https://www.dbsbenefits.com/why-dbs/dbs-history/) - Diversified Benefit Services is a Wisconsin-based third party administrator serving clients across the country. Learn about our history and experience.
- [The DBS Difference](https://www.dbsbenefits.com/why-dbs/the-dbs-difference/) - Diversified Benefit Services is an experienced third party administrator. DBS is different because of our people, proprietary software, and experience.
- [Limited Purpose FSAs (LPFSAs)](https://www.dbsbenefits.com/participant-resources/limited-purpose-fsa-lpfsa/) - Get answers to LPFSA account questions. Diversified Benefit Services explains what expenses qualify, how to enroll and how to file a reimbursement claim.
- [Diversified Terms of Use - MobileApp](https://www.dbsbenefits.com/diversified-terms-of-use-mobileapp/)
- [Diversified Terms of Use - Website](https://www.dbsbenefits.com/diversified-terms-of-use-website/)
- [Health Savings Accounts (HSAs)](https://www.dbsbenefits.com/services/health-savings-accounts/) - Diversified Benefit Services, your service partner for benefits plan administration, provides and implements an HSA service package to employees and employers.
- [Health Reimbursement Arrangements (HRAs)](https://www.dbsbenefits.com/services/health-reimbursement-arrangements/) - Diversified Benefit Services offers HRA administering services for employers. We provide a unique design, employee communications, and administration of plans.
- [Flexible Spending Accounts (FSAs)](https://www.dbsbenefits.com/services/flexible-spending-accounts/) - Outsource administration of flexible spending accounts to Diversified Benefit Services. We offer services of designing, communicating and administrating FSAs.
- [Contact](https://www.dbsbenefits.com/contact/) - Contact us at Diversified Benefit Services for benefits plan administration quotes, customer service inquiries, or partner resources.
- [Health Savings Account (HSAs)](https://www.dbsbenefits.com/participant-resources/health-savings-account-hsa/) - DBS is your professional resource for health savings accounts frequently asked questions. Learn how to contribute, what expenses qualify and HSA advantages.
- [Request Support](https://www.dbsbenefits.com/support/) - Submit a Support Request If you're experiencing any issues or need assistance, we're here to help! Please reach out to our dedicated support via one of the methods below. E-mail: support@dbsbenefits.com Toll Free: (800) 234-1229 Phone: (262) 367-3300 Fax: (262)-367-5938 We are located at:
- [Individual Coverage Health Reimbursement Arrangement (ICHRA) FAQs](https://www.dbsbenefits.com/individual-coverage-health-reimbursement-arrangement-ichra-faqs/) - Individual Coverage Health Reimbursement Arrangement FAQs Click a question to reveal the answer.
- [ERISA Wrap Documents](https://www.dbsbenefits.com/services/erisa-wrap-documents/)
- [Holiday Office Schedule](https://www.dbsbenefits.com/holiday-office-schedule/) - DBS will be closed on the following days during the holiday season: Thursday, November 24th Friday, November 25th Friday, December 23rd Monday, December 26th Monday, January 2nd, 2023 Happy Holidays!
- [Mobile App](https://www.dbsbenefits.com/participant-resources/mobile-app/) - Get the Diversified Benefit Services mobile app to make benefits easy. File a claim through the DBS app on a smartphone or tablet.
- [Debit Card FAQs](https://www.dbsbenefits.com/participant-resources/debit-card-faqs/) - Get the answers to your questions about the DBS prepaid benefits card. This card gives health benefits participants a reliable way to pay for their expenses.
- [HSA Contribution Maximum for 2018 Lowered to $6,850](https://www.dbsbenefits.com/hsa-contribution-maximum-for-2018-lowered-to-6850-2/) - The IRS announced a change that lowers the 2018 maximum contribution amount to an HSA for participants covered by an HSA qualified High Deductible Health Plan (HDHP). A provision in the tax reform bill enacted last year, the Tax Cuts and Jobs Bill, changed the way the IRS calculates cost-of-living increases. On 3/5/18, the IRS
- [HSA Contribution Maximum for 2018 Lowered to $6,850](https://www.dbsbenefits.com/hsa-contribution-maximum-for-2018-lowered-to-6850/) - The IRS announced a change that lowers the 2018 maximum contribution amount to an HSA for participants covered by an HSA qualified High Deductible Health Plan (HDHP). A provision in the tax reform bill enacted last year, the Tax Cuts and Jobs Bill, changed the way the IRS calculates cost-of-living increases. On 3/5/18, the IRS
- [Online](https://www.dbsbenefits.com/participant-resources/online/) - Easily submit a claim 24/7 by using DBS online. Diversified Benefit Services allows safe access to benefits plans and claim information.
- [Labor Day Office Closing](https://www.dbsbenefits.com/labor-day-office-closing/) - Diversified Benefit Services, Inc. will be closed on Monday, September 4, 2017 in observance of the Labor Day Holiday. The claims deadline date will be affected as follows: Regularly Scheduled Reimbursement Date: Friday, September 8, 2017 Adjusted Claims Deadline Date: 9:00 am CST Thursday, August 31, 2017
- [Labor Day Office Closing - Adjusted Claim Reimbursement Schedule](https://www.dbsbenefits.com/labor-day-office-closing-adjusted-claim-reimbursement-schedule/) - Diversified Benefit Services, Inc. will be closed on Monday, September 4, 2017 in observance of the Labor Day Holiday. The claims deadline will be affected as follows: Regularly Scheduled Reimbursement Date: Friday, September 8, 2017 Adjusted Claims Deadline Date: 9:00 am CST Thursday, August 31, 2017
- [Setting Up an Online Account](https://www.dbsbenefits.com/participant-resources/setting-up-an-online-account/) - Diversified Benefit Services provides step-by-step instructions for setting up your online account. Use DBS as your resource for health benefits questions.
- [Pre-tax Parking Plans (PPPs)](https://www.dbsbenefits.com/services/pre-tax-parking-plans/) - Trust Diversified Benefit Services to administer your pre-tax parking plan. We use proprietary software and administer the program with advanced technology.
- [Health Reimbursement Arrangements (HRAs)](https://www.dbsbenefits.com/participant-resources/health-reimbursement-arrangements-hras/) - Let the experts of Diversified Benefit Services answer your questions about health reimbursement arrangement like what is it, how’s it funded and who’s eligible
- [Christmas/New Year's Office Schedule](https://www.dbsbenefits.com/christmasnew-years-office-schedule/) - Read through the schedule for the holidays over Christmas and New Year's at Diversified Benefits Services.
- [Partnering With DBS](https://www.dbsbenefits.com/broker-resources/partnering-with-dbs/) - Partner with Diversified Benefit Services as your third party administrator for benefit program management. DBS provides expert consultation and service.
- [COBRA Administration](https://www.dbsbenefits.com/services/cobra-administration/) - DBS provides COBRA administration to help employers provide health benefits. Explore group plan options including medical, dental, vision, FSAs, HRAs, and EAPs.
- [Premium Only Plans (POPs)](https://www.dbsbenefits.com/services/premium-only-plans/) - Diversified Benefit Services works with you to meet the requirements for POPs to get pre-tax deductions of qualified group insurance premiums.
- [Request A Quote](https://www.dbsbenefits.com/services/request-a-quote/) - Get a quote from Diversified Benefit Services to start the process of complete benefit administration services. DBS is your resource for employer benefits plans.
- [Request a Quote](https://www.dbsbenefits.com/broker-resources/request-a-quote/) - Are your clients interested in complete benefits management and administration? Fill out this form to receive a broker quote from Diversified Benefit Services.
- [Services](https://www.dbsbenefits.com/services/) - Expert, comprehensive benefit management solutions. Diversified Benefit Services, Inc. (DBS) is a Wisconsin based, industry leading third party administrator (TPA) established in 1987. We provide comprehensive plan design and reimbursement strategies for FSAs, HRAs, HSAs, COBRA, Tribal Member Benefits, and other customized programs. We deliver communication and enrollment solutions for clients of all sizes located
- [How to File a Claim](https://www.dbsbenefits.com/participant-resources/how-to-file-a-claim/) - Learn how to claim a health benefits claim with DBS. This guide walks participants through online, mobile app, or mail/fax options for filing a claim.
- [Why DBS](https://www.dbsbenefits.com/why-dbs/)
- [Participant Resources](https://www.dbsbenefits.com/participant-resources/) - Get the most from your benefit programs. Diversified Benefit Services, Inc. wants to make your life as easy as possible. This section contains many resources that you can read, download, and use instantly.
- [Multimedia Login](https://www.dbsbenefits.com/participant-resources/multimedia-login/) - Login for multimedia access is available for Diversified Benefit Services participants.
- [Press Center](https://www.dbsbenefits.com/press-center/)
- [Site Map](https://www.dbsbenefits.com/site-map/) - Explore the DBS website through this sitemap.
- [Broker Resources](https://www.dbsbenefits.com/broker-resources/)

## Newsroom Press Releases

- [Press Release Example 1](https://www.dbsbenefits.com/pressreleases/press-release-example-1/) - Lorem ipsum dolor sit amet –Lorem ipsum dolor sit amet, consectetur adipiscingelit. Donec luctus, ante sodales vulputate euismod, neque eros cursus enim, aliquam blandit ante erat at risus. Proin pretium tristique gravida. Nullam a tempor purus. In hac habitasse platea dictumst. Morbi ut rhoncus nibh. Donec blandit diam sapien, sit amet malesuada sapien venenatis ac.

## Newsroom Resources

- [Resource Example 1](https://www.dbsbenefits.com/newsroom-resources/resource-example-1/)

## Blog Posts

- [ICHRA + COBRA](https://www.dbsbenefits.com/blog/ichra-cobra/) - And Why Your Clients Need One TPA for Both There’s no shortage of ICHRA administrators in the market. But before the question of who administers your clients’ ICHRAs can be answered well, there’s a compliance question that needs to be on every broker’s radar first…one that changes the calculus on ICHRA administration entirely.
- [State ICHRA Tax Credits: Growing Momentum](https://www.dbsbenefits.com/blog/state-ichra-tax-credits-growing-momentum/) - ICHRAs have been gaining traction since they became available for plan years beginning January 1, 2020. Now, a wave of state-level legislation is adding a new layer of financial incentive on top of the already significant federal tax advantages. The landscape is worth understanding…both for what’s happening in other states and for what it signals
- [ICHRA Made Easy: A Broker's Guide](https://www.dbsbenefits.com/blog/ichra-made-easy-a-brokers-guide/) - Rising group health insurance premiums are pushing employers of all sizes to look for alternatives. Individual Coverage Health Reimbursement Arrangements (ICHRAs) have emerged as one of the most compelling options available today. Here's what you need to know. What Is an ICHRA? An Individual Coverage Health Reimbursement Arrangement (ICHRA) is an employer-funded benefit that reimburses
- [IRS Releases 2027 Inflation-Adjusted Amounts for HSAs](https://www.dbsbenefits.com/blog/irs-releases-2027-inflation-adjusted-amounts-for-hsas/) - The IRS released Revenue Procedure 2026-24 which provides the 2027 inflation adjusted amounts for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). Contribution Limits for 2027 The HSA contribution limit for individuals with self-only HDHP coverage is $4,500. (A $100 increase from 2026) The HSA contribution limit for individuals with family HDHP
- [CMS Finalizes Medicare Part D Notice Exemption for HRAs and ICHRAs](https://www.dbsbenefits.com/blog/cms-finalizes-medicare-part-d-notice-exemption-for-hras-and-ichras/) - A regulatory requirement that has long created confusion for HRA plan sponsors and their participants is going away. On April 2, 2026, the Centers for Medicare & Medicaid Services (CMS) issued a final rule officially exempting account-based health plans – including Health Reimbursement Arrangements (HRAs) and Individual Coverage HRAs (ICHRAs) – from Medicare Part D
- [Trump Accounts](https://www.dbsbenefits.com/blog/trump-accounts/) - A new tax-advantaged savings vehicle is entering the benefits landscape that has meaningful implications for the workplace. When the One Big Beautiful Bill (OBBB) Act was signed into law last year, it introduced a wide range of tax and benefits provisions. Among the most talked about is a brand new savings vehicle for children: the
- [IRS Expands HSA Compatibility: What You Should Know for 2026](https://www.dbsbenefits.com/blog/irs-expands-hsa-compatibility-what-you-should-know-for-2026/) - As we move into 2026, federal guidance continues to evolve in ways that expand flexibility for consumer-driven health plans. The IRS recently released Notice 2026-5, offering long-awaited clarity on several provisions impacting Health Savings Accounts (HSAs) under the One Big Beautiful Bill Act (OBBBA). These updates meaningfully expand how HSAs can work alongside telehealth, Direct
- [HSAs Take Center Stage in Year-End Health Policy Proposals](https://www.dbsbenefits.com/blog/hsas-take-center-stage-in-year-end-health-policy-proposals/) - What employers, employees, and brokers should know as Congress enters its final two weeks before the holiday recess. Later this week, the U.S. Senate is scheduled to vote on a three-year extension of the enhanced ACA premium tax credits – a major headline as we head into the final stretch of the 2025 legislative calendar.
- [Diversified forms partnership with Wisconsin's State Chamber to provide discounted ICHRA Administration](https://www.dbsbenefits.com/blog/diversified-forms-partnership-with-wisconsins-state-chamber-to-provide-discounted-ichra-administration/) - Diversified Benefit Services (Diversified) has entered into an exciting new partnership with Wisconsin Manufacturers & Commerce (WMC) - the state’s combined chamber of commerce and manufacturers’ association - to offer discounted Individual Coverage Health Reimbursement Arrangement (ICHRA) plans to WMC's membership. “We’re proud to partner with WMC (Insurance) to deliver our next generation ICHRA solution
- [IRS provides tax inflation adjustments for 2026](https://www.dbsbenefits.com/blog/irs-provides-tax-inflation-adjustments-for-2026/) - Earlier today, the Internal Revenue Service (IRS) announced the annual inflation adjustments for more than sixty tax provisions for tax year 2026. Highlights of changes in Revenue Procedure 2025-32 The items of greatest interest to most Diversified agents and clients include the following dollar amounts: Qualified Transportation Fringe Benefit – the monthly limitation for the
- [ICHRA: A Flexible, Budget-Friendly Solution for Employers Facing Rising Premiums](https://www.dbsbenefits.com/blog/ichra-a-flexible-budget-friendly-solution-for-employers-facing-rising-premiums/) - Health insurance premiums continue to rise at an alarming pace, leaving employers of all sizes looking for innovative solutions to control costs while still providing quality benefits. One option that has gained significant traction in recent years is the Individual Coverage Health Reimbursement Arrangement (ICHRA). An ICHRA allows employers to designate funds that employees can
- [Still Waiting on CHOICE: What the New Tax Bill Didn’t Include](https://www.dbsbenefits.com/blog/still-waiting-on-choice-what-the-new-tax-bill-didnt-include/) - Not everything Congress discussed this summer made it across the finish line. While the recently signed “One Big Beautiful Bill Act” delivers some headline-worthy wins for HSAs and dependent care (see Stars, Stripes & Savings), a handful of anticipated updates – especially those tied to Individual Coverage Health Reimbursement Arrangements (ICHRAs) – were dropped from
- [Stars, Stripes & Savings](https://www.dbsbenefits.com/blog/stars-stripes-savings/) - New Tax Law Expands HSA Access and Boosts Dependent Care FSAs While most Americans were celebrating Independence Day with flags and fireworks, a different kind of spark flew from Washington, DC...this one aimed at your wallet, not the sky. On July 4th, the “One Big Beautiful Bill Act” was signed into law, bringing with it
- [IRS Releases 2026 Inflation-Adjusted Amounts for HSAs](https://www.dbsbenefits.com/blog/irs-releases-2026-inflation-adjusted-amounts-for-hsas/) - The IRS released Revenue Procedure 2025-19 which provides the 2026 inflation adjusted amounts for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). Contribution Limits for 2026 The HSA contribution limit for individuals with self-only HDHP coverage is $4,400. (A $100 increase from 2025) The HSA contribution limit for individuals with family
- [IRS provides tax inflation adjustments for 2025](https://www.dbsbenefits.com/blog/irs-provides-tax-inflation-adjustments-for-2025/) - Yesterday, the Internal Revenue Service (IRS) announced the annual inflation adjustments for more than sixty tax provisions for tax year 2025. Highlights of changes in Revenue Procedure 2024-40 The items of greatest interest to most DBS agents and clients include the following dollar amounts: Qualified Transportation Fringe Benefit – the monthly limitation for the qualified
- [To Cap or Not to Cap…that is the question](https://www.dbsbenefits.com/blog/to-cap-or-not-to-capthat-is-the-question/) - A looming crisis for the employer exclusion? At Diversified Benefit Services (Diversified), we understand the role that employer-provided health care plays in the financial security of our clients/participants and their families. As a leading third-party administrator of employee benefits, Diversified is always wary of public policy initiatives that would jeopardize the affordability and accessibility of
- [IRS Releases 2025 Inflation-Adjusted Amounts for HSAs](https://www.dbsbenefits.com/blog/irs-releases-2025-inflation-adjusted-amounts-for-hsas/) - The IRS released Revenue Procedure 2024-25 which provides the 2025 inflation adjusted amounts for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). Contribution Limits for 2025 The HSA contribution limit for individuals with self-only HDHP coverage is $4,300. (A $150 increase from 2024) The HSA contribution limit for individuals with family
- [IRS Advice: Substantiation of FSA Expenses](https://www.dbsbenefits.com/blog/irs-advice-substantiation-of-fsa-expenses/) - The bar is high; failure to comply has serious, unwanted consequences In 2023, the Internal Revenue Service (IRS) released a memo reminding sponsors of health flexible spending accounts (HCFSAs) and dependent care flexible spending accounts (DCFSAs) of their obligation to properly substantiate claims as a condition of ensuring favorable tax treatment under Sections 125 &
- [Happy New Year from DBS!](https://www.dbsbenefits.com/blog/happy-new-year-from-dbs/) - As we embark on a new year, DBS is focused on a compelling resolution that goes beyond the typical personal goals. In 2024, we are committed to championing a cause that directly impacts the well-being of employees and families…an increase to the dependent care flexible spending account (DCFSA) cap. Recognizing the fluid dynamics of employee
- [Final Push: Capitol Hill Tax Package Window Closing](https://www.dbsbenefits.com/blog/final-push-capitol-hill-tax-package-window-closing/) - Government shutdown averted…tax package possible, but tough There are two weeks left before Congress says sayonara until the New Year, and a whole lot of work to get done in that time (Israel/Ukraine aid, reauthorizations of the Federal Aviation Administration and the National Defense Act, etc.). There is some guarded optimism that most items could
- [Exciting HSA News from DBS!](https://www.dbsbenefits.com/blog/exciting-hsa-news-from-dbs/) - Our new HSA platform is coming soon… DBS is excited to announce the upcoming release of our all new HSA software. We listened to client feedback and have completely redesigned and updated the HSA administration platform to make managing accounts online easier than ever. The new software was developed from the ground up and has
- [IRS provides tax inflation adjustments for 2024](https://www.dbsbenefits.com/blog/irs-provides-tax-inflation-adjustments-for-2024/) - Yesterday, the Internal Revenue Service (IRS) announced the annual inflation adjustments for more than sixty tax provisions for tax year 2024. Highlights of changes in Revenue Procedure 2023-34 The items of greatest interest to most DBS agents and clients include the following dollar amounts: Qualified Transportation Fringe Benefit - the monthly limitation for the qualified
- [IRS Releases PCORI Fee Increase](https://www.dbsbenefits.com/blog/irs-releases-pcori-fee-increase/) - This week, the IRS released Notice 2023-70 that adjusts the amount of the PCORI fee for health plan or policy years that end on or after October 1, 2023 and before October 1, 2024. The new fee is $3.22. The adjustment is a $0.22 increase to the current $3.00 fee. Background - Patient Centered Outcomes
- [Student Loan 101 for Employers & Employees](https://www.dbsbenefits.com/blog/student-loan-101-for-employers-employees/) - As the country continues to emerge from the economic challenges brought on by the pandemic, the impending resumption of federal student loan payments is a development that carries significant implications for businesses and their workforces. For the majority of those individuals holding this debt, the shocking resumption of another monthly payment after a three year
- [State Spotlight: Wisconsin](https://www.dbsbenefits.com/blog/state-spotlight-wisconsin/) - WI Child Care Pre-Tax Reimbursement Accounts Last week, the Wisconsin State Assembly passed a package of bills that take a multi-pronged, targeted approach to supporting families and child care providers. One of the bills – authored by Rep. Joy Goeben (R-Hobart) – would permit families across Wisconsin to use tax-advantaged savings accounts to pay for
- [State Spotlight: Illinois](https://www.dbsbenefits.com/blog/state-spotlight-illinois/) - IL Transportation Benefits Program Act The State of Illinois has enacted legislation which will require some employers in the Chicago metropolitan area to offer pre-tax commuter benefits to their employees as of January 1, 2024. What benefits are included and how are they funded? The Act does not require employers to provide funding, but will
- [Diversified Benefit Services, Inc. broadens industry expertise with addition of Senior Legislative Liaison and launch of industry blog, DBS Digest](https://www.dbsbenefits.com/blog/diversified-benefit-services-inc-broadens-industry-expertise-with-addition-of-senior-legislative-liaison-and-launch-of-industry-blog-dbs-digest/) - Diversified Benefit Services, Inc. (DBS), a compliance focused and service driven third party administrator, is pleased to announce the recent hiring of Jason Westphal as Senior Legislative Liaison. With over two decades of experience as a government relations professional and political consultant, Jason brings a wealth of knowledge to the employee benefits, financial services, and

## Categories

- [Uncategorized](https://www.dbsbenefits.com/category/uncategorized/)

## Blog Categories

- [General](https://www.dbsbenefits.com/blog_categories/general/)
- [COBRA](https://www.dbsbenefits.com/blog_categories/cobra/)
- [Compliance](https://www.dbsbenefits.com/blog_categories/compliance/)
- [Congress](https://www.dbsbenefits.com/blog_categories/congress/)
- [Dependent Care](https://www.dbsbenefits.com/blog_categories/dependent-care/)
- [FSA](https://www.dbsbenefits.com/blog_categories/fsa/)
- [HRA](https://www.dbsbenefits.com/blog_categories/hra/)
- [HSA](https://www.dbsbenefits.com/blog_categories/hsa/)
- [States](https://www.dbsbenefits.com/blog_categories/states/)
- [Transit/Parking](https://www.dbsbenefits.com/blog_categories/transit-parking/)
- [Fringe Benefits](https://www.dbsbenefits.com/blog_categories/fringe-benefits/)
- [ICHRA](https://www.dbsbenefits.com/blog_categories/ichra/)
- [Brokers](https://www.dbsbenefits.com/blog_categories/brokers/)