ICHRAs have been gaining traction since they became available for plan years beginning January 1, 2020. Now, a wave of state-level legislation is adding a new layer of financial incentive on top of the already significant federal tax advantages. The … Read More
Rising group health insurance premiums are pushing employers of all sizes to look for alternatives. Individual Coverage Health Reimbursement Arrangements (ICHRAs) have emerged as one of the most compelling options available today. Here’s what you need to know. What Is … Read More
The IRS released Revenue Procedure 2026-24 which provides the 2027 inflation adjusted amounts for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). Contribution Limits for 2027 The HSA contribution limit for individuals with self-only HDHP coverage is $4,500. … Read More
A regulatory requirement that has long created confusion for HRA plan sponsors and their participants is going away. On April 2, 2026, the Centers for Medicare & Medicaid Services (CMS) issued a final rule officially exempting account-based health plans – … Read More
A new tax-advantaged savings vehicle is entering the benefits landscape that has meaningful implications for the workplace. When the One Big Beautiful Bill (OBBB) Act was signed into law last year, it introduced a wide range of tax and benefits … Read More
As we move into 2026, federal guidance continues to evolve in ways that expand flexibility for consumer-driven health plans. The IRS recently released Notice 2026-5, offering long-awaited clarity on several provisions impacting Health Savings Accounts (HSAs) under the One Big … Read More
What employers, employees, and brokers should know as Congress enters its final two weeks before the holiday recess. Later this week, the U.S. Senate is scheduled to vote on a three-year extension of the enhanced ACA premium tax credits – … Read More
Diversified Benefit Services (Diversified) has entered into an exciting new partnership with Wisconsin Manufacturers & Commerce (WMC) – the state’s combined chamber of commerce and manufacturers’ association – to offer discounted Individual Coverage Health Reimbursement Arrangement (ICHRA) plans to WMC’s … Read More
Earlier today, the Internal Revenue Service (IRS) announced the annual inflation adjustments for more than sixty tax provisions for tax year 2026. Highlights of changes in Revenue Procedure 2025-32 The items of greatest interest to most Diversified agents and clients … Read More
Health insurance premiums continue to rise at an alarming pace, leaving employers of all sizes looking for innovative solutions to control costs while still providing quality benefits. One option that has gained significant traction in recent years is the Individual … Read More