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DBS COBRA Administration

Expert, efficient and cost-effective.

The Consolidated Omnibus Reconciliation Act of 1985 (COBRA) is a federal law that requires most employers with twenty or more employees to offer continuation of health benefits to employees after they end employment. COBRA must be offered for group health plans including medical, dental, vision, Health Care FSAs, HRAs and certain EAPs.Request a quote now!

What does the DBS COBRA Administration Package include?

Efficient set-up process

  • Dedicated COBRA Specialist assigned to each account
  • Implementation packet for client/agent completion
  • Implementation call to review data and answer outstanding questions
  • Webinar training session on software

Seamless takeover of current COBRA continuants

  • Notice to continuant on administration change
  • Coupon booklet provided with monthly premiums and due dates
  • Other payment options provided

Work directly with insurance carriers

  • Continuant reinstatements
  • Continuant terminations


  • Timely mailing, tracking and archiving of all required notices
  • Options for additional notices

Online Access

  • Continuant
    • Payment due dates
    • Payment history
    • Copies of notices
    • Payment options
  • Employer and Broker
    • Import/enter new member data
    • Enter qualifying event information
    • Notification of qualifying events
    • View continuant information: payments remitted, copies of notices, dates notices sent and payments made

Premium billing, collection and remittance

  • Bill and collect premiums from QBs electing continuation coverage
  • Remit premiums electronically to employer monthly
  • Optional service to remit premiums directly to carriers
  • Employer remittance report of payments (available online)

Customer support

  • Dedicated COBRA Specialist backed by support staff
  • Toll-free customer support number
  • Online employer portal demonstration
  • Online continuant access
  • COBRA support email
  • Webinar training sessions