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The IRS released Revenue Procedure 2021-25 which provides the 2022 inflation adjusted amounts for High Deductible Health Plans (HDHPS) and Health Savings Accounts (HSAs).

Contribution Limits for 2022

The HSA contribution limit for individuals with self-only HDHP coverage is $3,650. (A $50 increase from 2021)

The HSA contribution limit for individuals with family HDHP coverage is $7,300. (A $100 increase from 2021)

HDHP Minimum Required Deductibles for 2022 – No Change

The minimum annual deductible for self-only HDHP coverage is $1,400.

The minimum annual deductible for family HDHP coverage is $2,800.

HDHP Out-of-Pocket Maximums for 2022

The maximum in-network out-of-pocket expenses (including items such as deductibles, co-payments, and co-insurance, but not premiums):

The maximum out-of-pocket (in-network) for self-only HDHP coverage is $7,050. (A $50 increase from 2021)

The maximum out-of-pocket (in-network) for family HDHP coverage is $14,100. (A $100 increase from 2021)

Post-Deductible HRAs

Employers with a Post-Deductible HRA should confirm that the employee front-end deductible responsibility is at least $1,400 for single coverage and $2,800 for family coverage in order to maintain participant’s eligibility for HSAs in 2022.

Please contact DBS at (800)234-1229 with any questions.

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P.O. Box 260.Hartland.WI.53029 | Phone: 262-367-3300 | 800-234-1229 | Fax: 262-367-5938

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